MACC is authorized to participate in the Federal Pell Grant Program, the Federal Stafford Loan Program (Subsidized and Unsubsidized), the Federal College Work-Study Program, Federal Supplemental Education Opportunity Grant, Access Missouri Grant, Marguerite Ross Barnett Scholarship, and Bright Flight. Please review each aid program for more information.
To receive financial aid from federal and state programs the student must meet these general eligibility requirements (some programs may have additional criteria):
Before applying, please review our scholarship descriptions and qualifications on our Scholarship page.
The Fast Track Workforce Incentive Grant is a financial aid program designed to provide adults with the education and skills needed to enter the workforce in fields that are in high demand.
Due to changes to the Fast Track program made during the 2022 legislative session, the grant will no longer convert to a loan that must be repaid if recipients fail to live and work in Missouri for three years after completing their program. However, recipients are still required to report their employment and residency to the Missouri Department of Higher Education and Workforce Development for three years.
To be eligible, you must:
Federal Pell Grant – The Federal Pell Grant is the largest federally funded grant program. The Federal Pell Grant provides a foundation of financial aid to which other aid may be added and for which a student may apply for assistance. To be eligible for a Federal Pell Grant a student must complete the current year Free Application for Federal Student Aid (FAFSA). The award amount is based on the student’s enrollment status and the Expected Family Contribution (which is the result of the FAFSA). Students who have earned a Bachelor’s or Professional Degree are not eligible to receive Federal or State Grants. More information is available at StudentAid.Gov.
To learn How your Pell Grant Lifetime Eligibility Used (LEU) is calculated visit StudentAid.Gov.
Log in with your Federal Student Aid (FSA) ID to your Student Aid Dashboard at StudentAid.gov to view your Pell Grant Lifetime Eligibility Used percentage.
A student’s eligibility to receive a Federal Pell Grant is limited to twelve (12) full-time semesters (or its equivalent). The duration of eligibility will include all years of the student’s receipt of Federal Pell Grant funding.
Pell Grant eligible students can receive up to 150% of their scheduled Pell award each year. What does this mean for you? If you were a Pell eligible student in fall and/or spring, you may qualify for a Pell Grant for the summer!
To be eligible for a summer Pell Grant, you must:
Important facts to note:
Check Your Life-Time Eligibility
You can check for your remaining eligibility level online at StudentAid.Gov using your FSA ID. View your Lifetime Eligibility Used (LEU) on the Financial Aid Review page.
Minimum Credits for Summer Pell Grant
Awarding Begins in April
Summer registration at MACC generally begins in April. Summer financial aid awarding will begin in mid-April. After you register for classes, you will be awarded Pell Grant funds for which you are eligible for summer. If you have remaining loan eligibility, you must complete a new Student Loan Data Sheet and submit to the Financial Aid Office for the summer semester.
Dropping, Withdrawing or Failing Classes
It is possible that you could owe money back for all or part of your Federal Pell Grant if you do not complete classes in which you registered for the summer. The amount you may owe will be calculated based on the drop date, the number of credits and the last day you attended classes.
Pell Grant Amount Depends on Enrollment
Your summer Pell Grant amount will depend on the number of credits in which you are registered, as well as your Pell Lifetime Eligibility Used (LEU). The Pell Grant amount will be adjusted just prior to the release (disbursement) of your aid based on your enrollment level. Enrollment levels are defined in the following manner:
12+ credits = 100% of the semester Pell Grant amount
9-11 credits = 75% of the semester Pell Grant amount
6-8 credits = 50% of the semester Pell Grant amount
1-5 credits = 25% of the semester Pell Grant amount
Federal Supplemental Education Opportunity Grant (SEOG)
This grant is awarded to students demonstrating exceptional financial need. Students must qualify for a Pell Grant to be eligible for SEOG and priority is given to students with a zero (0) EFC (per the FAFSA results). The typical award is $250 per semester to eligible recipients and funding for this grant is contingent upon MACC’s SEOG allocation from federal funding.
Access Missouri Financial Assistance Program
To be eligible to receive the award, you must: Complete the FAFSA by February 1 with a resulting EFC of $12,000 or less, maintain satisfactory academic progress, be enrolled full time at a participating Missouri school and not be pursuing a degree or certificate in theology or divinity. Awards vary depending on your EFC and the type of school you are attending. Awards at two-year institutions range from $300 to $1,300 annually and are contingent upon state funding for this program.
Access EXTRA Scholarship
This is a private scholarship for students eligible for the Access Missouri Financial Assistance Program and meet the following criteria:
Moberly Area Community College is approved to participate in the Federal Direct Student Loan Program which includes Subsidized Student Loans, Unsubsidized Student Loans and Parent Loans. The Federal Government is the lender in the Federal Direct Student Loan Program. Students and parents interested in federal student and parent loans will be required to apply through the Federal Direct Student Loan Program. All students must complete a MACC Student Loan Data Sheet, as well as new student loan entrance counseling and a new master promissory note (MPN) with the Federal Direct Student Loan Program.
To apply for a Federal Direct Student Loan, students must meet basic eligibility criteria and complete the following steps: Please note: Loans cannot be processed within the last week of a semester; therefore, all forms must be submitted prior to the last week of a semester.
On the Financial Aid Forms page, locate and read the Federal Direct Student Loan Application Guide that corresponds to the academic year for which you intend to enroll. Refer all questions and concerns to the Financial Aid Office for resolution so you fully understand the process before proceeding to the next step
If you are borrowing a loan at MACC for the first time, you must complete Student Loan Entrance Counseling in a virtual counseling session via Zoom. Click here for a list of dates and times available.
Complete a Federal Direct Student Loan Master Promissory Note at StudentAid.gov.
Visit our Forms page to print the Federal Direct Student Loan Data Sheet that corresponds to the academic year during which you intend to seek a loan. Complete the form and submit it to the Financial Aid Office via mail, fax or in-person.
To apply for a Direct Parent Student Loan, students must meet basic eligibility criteria and parents must complete the following steps: Please note: Loans cannot be processed within the last week of a semester; therefore, all forms must be submitted prior to the last week of a semester.
Federal Work-Study (FWS) is federal financial aid program that gives students an opportunity to gain valuable work experience while attending college! The FWS program provides part-time jobs for students who have demonstrated “need”, according to the results from their Free Application for Federal Student Aid (FAFSA), allowing students to earn money to help pay their education expenses. Funding for the FWS program is limited, and positions are filled on a first-come, first-served basis. Students are encouraged to apply early if they are interested in this program.
Studies show that students who work a modest number of hours per week (an average of fifteen) have higher grade point averages, graduate at a faster rate, are less likely to drop out and also have important job skills to include on their resumes. Working students also have more opportunities to become better organized and manage their time better. Employment exposes students to more mentor-type relationships and increases interactions with “real world” people, and employment provides financial resources that may be critical to meeting college costs.
After the Financial Aid Office determines that you have completed the application requirements and satisfied the general federal financial aid eligibility requirements, a calculation is performed to determine your FWS eligibility. You must demonstrate “financial need” based on a federal formula. Your financial need is calculated by using your school assigned Cost of Attendance (COA) minus your Expected Family Contribution (EFC, which is determined by your FAFSA) minus other financial aid expected (including but not limited to scholarships and loans) and the remaining figure is referred to as your “remaining financial need”. The remaining financial need is then divided by the number of weeks in the semester, and then by the amount of the current minimum wage. This calculation informs the Financial Aid Office and other departments about the approximate number of hours per week and per semester you are eligible to work. Please note: your eligibility may increase, decrease, or be eliminated, dependent upon any changes to your financial aid and/or enrollment status.
No work-study hours may be scheduled or worked during a student’s scheduled class period.
While each department’s work-study allocation may vary, the number of hours each student works will also vary. Students generally work from 5 to 19.75 hours per week each semester. You may contact the Financial Aid Office to determine the maximum number of hours you may be eligible to work. Students should consider academic responsibility when developing their work schedule and are encouraged to consult with their supervisor if a scheduling conflict occurs.
Students employed through the Federal Work-Study program must be paid for all hours worked. The rate of pay will be $13.00 per hour. Students who return for a subsequent year in the same position, may earn a 25 cent increase per hour. Pay dates at MACC occur on the 15th and 30th of each month, unless the date falls on a weekend or holiday, in which case the pay date will be the day immediately preceding the scheduled weekend, holiday or break. Supervisors will discuss the dates timesheets are due after you are hired.
Job descriptions are written by each department and approved by the President of MACC. Students can view job descriptions and access application by selecting options below.
Students are allowed to work during the summer session without being enrolled in the summer session provided they are enrolled at least half time for the subsequent fall semester and have met all other eligibility requirements for FWS. Work performed under this arrangement is awarded as a financial aid resource for the subsequent fall semester and may limit other financial aid resources for that semester due to how financial aid is calculated under the federal cost of attendance guidelines. Students pursuing this type of work-study arrangement should consult with the financial aid office.
Should you have any questions or concerns about work-study, please contact the Financial Aid Office located in room H11 of Andrew Komar, Jr. Hall on the Moberly campus; you may also email email@example.com, or call 660-263-4100 ext. 11301.
The A+ Schools program provides post-secondary financial benefits for students who graduate from a participating Missouri high school that has been designated as an A+ school by the Missouri Department of Elementary and Secondary Education. To learn more about the A+ program visit the Missouri Department of Higher Education and Workforce Development homepage!
The Missouri A+ Scholarship allows for payment of eligible tuition, technology and activity/support services fees that are not otherwise paid by the Federal Pell Grant or Federal Supplemental Education Opportunity Grant (FSEOG).
Students should regularly monitor their myMACC online account and their MACC issued student email account for correspondence from the Financial Aid Office.
The Financial Aid Office does not guarantee that financial aid will be in place by the first day of class if you miss the deadlines established for each semester. Priority processing dates are: fall: June 1; spring: December 1; and summer: May 1. This means that all applications and supplemental information for each financial aid program for which you are applying must be received within the Financial Aid Office by the priority processing dates. Any account remaining unpaid after classes begin is subject to a $50 late fee, collection activity, being dropped from classes, having transcripts withheld, and holds on future enrollment.
The State of Missouri imposes deadlines which require MACC to submit reimbursement requests for charges for A+ eligible students. Any student seeking funding to cover tuition and fees from the A+ Scholarship must have ALL required documents submitted AND complete for processing by the A+ Scholarship deadline. In the event a student fails to submit any of the required documents by the A+ Scholarship deadline, he/she will not be eligible for the A+ Scholarship. Additionally, students are responsible for any and all charges not covered by the A+ Scholarship, including, but not limited to, course fees, lab fees, late payment fees, late registration fees, charges for tuition and fees for courses not required for the declared degree, or repeated courses previously paid for by the A+ Scholarship.
A student may be eligible for the Missouri A+ Scholarship when transferring between/to eligible institutions as long as the student meets all requirements for eligibility. Failure to meet all requirements will result in the student not being eligible for A+ funding until requirements are met. Also see the definition for “Guest/Visiting Student (Summer Enrollment)” below. When transferring institutions, please contact the Financial Aid Office to determine which FAFSA application is required. If you transfer between participating institutions, you must contact MDHEWD at 800-473-6757, option 4. Failure to do so may result in reduced benefits.
Initial (first time) recipients must have at least a 2.0 GPA at the end of the fall semester; if a 2.0 is not achieved, an initial recipient will not be eligible for the spring.
Renewal – A+ students who do not maintain a Cumulative GPA of 2.50 or above will lose eligibility for A+ funding. This includes all grades earned after high-school graduation regardless if the student attended an A+ eligible post-secondary institution or not. In addition, A+ students are required to maintain satisfactory academic progress in accordance with MACC’s Satisfactory Academic Progress (SAP) Policy; a copy of which is available from the Financial Aid Office or online from our “Financial Aid Forms” page.
Students who have lost eligibility for funding may be reinstated if they enroll in subsequent terms and earn a minimum 2.50 cumulative GPA. In addition, if a student loses eligibility because he did not complete 12 credit hours, he will also have to complete the hours he was deficient in the subsequent term to regain eligibility for the following period of enrollment. For example, a student completes 9 hours in the fall semester and loses eligibility for the spring semester; must complete at least 3 hours in the spring semester to regain eligibility in the next period of enrollment (the summer or fall following that spring semester).
Students are responsible for all costs incurred during terms of enrollment in which reinstatement is being sought.
The A+ Scholarship will be reinstated once the requirements have been satisfied. In addition, A+ students are required to maintain satisfactory academic progress in accordance with MACC’s Satisfactory Academic Progress (SAP) Policy; a copy of which is available from the Financial Aid Office or online from our “Financial Aid Forms” page.
Benefits expire 48 months from the date of high school graduation. A student called to Active Duty (National Guard and/or Reserve) will have their eligibility extended for the length of time spent on Active Duty status if they return to full-time status within 12 months of the end of their military service. Contact MDHEWD for a deferment at 800-473-6757, option 4. Benefits expire once the student has completed their first Associate Degree or Certificate Program (unless the student continues in a related degree upon completion of the Certificate Program). Benefits expire once the student has completed 105% of the credit hours required for the program in which the student is enrolled, regardless if the student has completed the degree.
The A+ Scholarship pays for eligible tuition and common student fees such as the activity and technology fees. The A+ Scholarship will pay for developmental courses; however, grades from these courses will not be used to calculate the cumulative GPA for eligibility, in accordance with college policy. A+ students are responsible for reporting all schedule changes (adds, drops, total withdraws). Failure to report changes may result in fees due by the student. MACC cannot guarantee reimbursement of allowable charges for students failing to report schedule changes.
The A+ Scholarship does not pay for course fees, lab fees, textbooks, supply items, meal plans, dorm charges, late fees, parking fees, graduation fees. The A+ Scholarship will not pay for repeated courses (any course previously paid for by the A+ Scholarship) or non-required courses (including courses satisfactorily completed and being retaken to improve CGPA). The A+ Scholarship will not pay for high school dual college credit courses. The student is responsible for these costs.
A+ will only cover the cost of completed courses. A completed course is one in which the student remains enrolled and in attendance through the end of the semester and for which a grade is assigned (A, B, C, D or F). If an A+ student establishes the full-time enrollment status criteria, and then voluntarily or involuntarily drops a course he/she will be responsible to pay for the course. Payment for the dropped courses will be due immediately to MACC. Students should always discuss the consequences of dropping a course with an academic advisor, financial aid staff or business office staff. An exception may apply if the student’s tuition and fees were fully funded through another financial aid program. Other consequences may include: Failure to make financial aid Satisfactory Academic Progress – which impacts future eligibility for A+ and other federal and state financial aid programs; If payment for the dropped course is not made, before the end of the semester in which the course was dropped, the student will not be allowed to enroll in subsequent semesters; If payment for dropped course(s) is not made the balance may be referred for collection activity. If a student is reported as never attending (NA) a course and if the never attended course reduces the student’s status to less than full-time, the student will lose all A+ funding for the semester.
*The amount of reimbursement paid for coursework for which a standard grade was not assigned (dropped coursework), including coursework from which you officially or unofficially withdrew, will not be reimbursed if you complete 12 semester credit hours (6 in summer). Dropped coursework will be reimbursed if you complete fewer than 12 semester credit hours (6 in summer) because you will be ineligible for A+ until the dropped hours are completed. For example, if you enroll in 15 hours but only complete 12, A+ will not pay for the 3 hours that were dropped. If you enroll in 15 hours but only complete 9, A+ will pay for all 15 hours but you will be ineligible for A+ until you have completed at least 3 hours (9+3=12 hour completion requirement).
Students wishing to use A+ during the summer must be registered as degree-seeking at MACC and be enrolled in the required number of hours (6), and the courses must be required for the degree the student is seeking at MACC.
Students using A+ during the summer session ARE REQUIRED to have any eligible Pell Grant funds applied to their charges before A+ is considered. If you transfer to another institution, it is your responsibility to advise them if you used Pell Grant funds for summer enrollment. Students may not use A+ benefits during the summer if they have attended, and intend to return, to a 4-year institution. A full transfer to MACC is required. “Visiting students” attending MACC for the summer semester only are not eligible for A+ benefits. A “visiting student” is defined as any student who attends an ineligible post-secondary institution other than the institution granting their certificate or degree.
The scholarship will reimburse, within the limits described in the following paragraph, the unpaid balance of your tuition and general fees after all available, non-loan federal financial assistance, such as the federal Pell grant, has been applied to your account. This may result in a zero award if your Pell grant is sufficient to cover all tuition and general fee charges. General fees are fees that are charged to all students and do not include fees specific to an individual program or group of students.
Tuition Cap: The tuition amount eligible for reimbursement is capped at the published standard per credit hour tuition rate charged by State Technical College of Missouri. The reimbursement cap is subject to change annually as tuition rates change. The maximum reimbursement rate is announced in late spring or early summer each year. For the 2023-2024 academic year, the maximum tuition rate set by Missouri Department of Higher Education and Workforce Development (MDHEWD) is $209.00 per credit hour (the cap does not include the Student Activity/Support Service and Technology Fees assessed by MACC).
The amount reimbursed may be reduced if there are insufficient state appropriations. The following factors may also affect the amount you are eligible to receive:
The limit will expire at the earliest of the following:
A+ students are now expected to meet the institution’s Satisfactory Academic Progress (SAP)policy standards(as applied to all other students receiving federal and state financial aid programs) in addition to maintaining a 2.50 Cumulative Grade Point Average. If a student is on Financial Aid Suspension, they are no longer eligible for A+.
If a student is on Financial Aid Suspension, they are no longer eligible for A+.
Example: student withdraws from all classes and goes on financial aid suspension; in the past, if the CGPA was 2.50 or higher, the student would still maintain A+ eligibility. Now, the suspension status will make the student ineligible for A+ as well as other federal and state financial aid programs.
For questions please contact:
Amy Hager, Director of Financial Aid
660.263.4100, ext. 11237
The electronic application is available through the MDHEWD’s State Financial Aid Portal. Students must create an account in MDHEWD’s State Financial Aid Portal to access the application. Students must submit a high school transcript to show proof of GPA as well as other supporting documents for proof of eligibility. Students will upload these documents while completing the application.
The Missouri Education and Training Voucher Program offers funds to foster youth and former foster youth to enable them to attend colleges, universities and vocational training institutions. Students may receive up to $5000 a year for four years as they pursue higher education. The funds may be used for tuition, books or qualified living expenses. These funds are available on a first-come, first-served basis to students out of the Missouri foster care system.
Prospective students who will be pursuing a degree or a one-year vocational training program and have economic barriers to education may qualify for assistance through the WIOA.
Tuition and fee assistance grants are available to qualifying adult students who need to acquire a marketable skill through a community college. Grant amounts are determined by a sliding scale based on the client’s income, family size and current employment status. Participating counties include: Adair, Clark, Knox, Lewis, Macon, Marion, Monroe, Pike, Ralls, Randolph, Schuyler, Scottland, and Shelby.
Veterans’ Benefits: Veterans enrolled at the College who want to apply for the appropriate G.I. Benefits must fill out the Application for Education Benefits and submit a certified copy of their DD214. In addition to this application, a veteran is responsible for completing an enrollment notice each semester. These forms may be obtained in the Financial Aid Office. Veterans must also maintain satisfactory academic progress as defined by Moberly Area Community College ‘s academic policy. More information is available at the Financial Aid Veteran’s Benefits page.
Students who have a disability which may preclude their having normal full-time employment may be eligible to receive benefits from the State of Missouri Rehabilitation Office. Students should contact the Division of Vocational Rehabilitation in Jefferson City, Missouri, or contact the Office of Student Affairs for more information.
Students accepted and enrolled in the Associate Degree Nursing or Practical Nursing Certificate programs may be eligible for the Health Professional Nursing Student Loan, a financial aid program administered by the State of Missouri Department of Health and Senior Services.
Workforce Innovation and Opportunity Act – Assistance with career services and training, funding for school and related costs, weekly stipends, job search assistance and emergency assistance for eligible migrant and seasonal farmworkers. National Farmworker Jobs Program Information Flyer
Learn more: https://www.umos.org/nfjp-application/
National Association of Student Financial Aid Administrators
This site has financial aid calculators, scholarship searches, scam alerts, EFC estimators and much more.
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