Cost of Attendance

MACC uses a Cost of Attendance (COA) to calculate student financial aid. The COA is a reasonable estimate of the cost of attending MACC for one year. Students are assigned a financial aid COA based on several factors, including enrollment and residency, as well as dependency status and housing status, as reported on the FAFSA. 

Please note, the COA is not the amount you owe the college. To help you calculate your direct charges owed to MACC you may review the Tuition and Fees page.  Please note, communication about your bill will be sent to you from the MACC Business Office.

 To help you understand all components of the cost of attendance, we have created an Estimated Cost Worksheet below. 

2023-2024 Estimated Cost Worksheet

The Cost of Attendance (COA) is the maximum amount of aid a student may receive from all types of aid combined. The Financial Aid Office establishes standard student budgets (also known as the COA) each year as a basis for awarding financial aid funds. These budgets reflect typical “modest but adequate” expense patterns of Moberly Area Community College students based on survey results. While actual expenses will vary based on each student’s lifestyle and level of enrollment, the estimated costs used in the cost of attendance should assist students with planning their own budgets. We strongly recommend each student to create a modest and conservative budget and stick to it. The four C’s – cars, clothes, credit cards, and calls – can bust your budget! 

The components of the MACC Cost of Attendance (COA) are described below:

Tuition and Fees 

The tuition and fees component used in the COA is based on the average costs for a typical MACC student, using the average of the in-seat, hybrid and online course rates. The actual costs a student incurs will vary depending on their enrollment choices. A list of current tuition and fees for all MACC courses and students are available from the Business Office, and may be found online here: Tuition and Fees. Tuition and Fee rates are set by the Board of Trustees every year and are subject to change.

Living Expenses (Housing and Meals)

Unless a student has contracted housing and/or a meal plan with MACC, their housing is discretionary and costs can vary significantly based on their living arrangements and personal choices. We suggest each student carefully evaluates their costs incurred when choosing to live off-campus. If you live off-campus, you may save money by having roommates. Students who live at home and commute to campus will reduce housing and meal costs significantly. The housing and meals component of the COA will be based on information provided on the student’s FAFSA.

Independent students and Dependent students not living at home $4,772 per semester
Dependent students living at home $2,000 per semester
Students living in dorm with a meal plan
Dorm is $1,750 and meal plan is $2,000 for 19 meals; there is an additional $208 allowance included in the COA for 2 additional meals per week (not included in meal plan), allowing for a total of 21 meals per week. 
 $3,958 per semester

Books and Supplies

The book allowance is $436 per semester (2023-2024)

These costs vary by program, course load, and classes selected; based on survey data we estimate the books and supplies component to be $436 per semester.  MACC offers e-Books and other electronic resources for many classes. A Course Fee is directly billed to students’ accounts at the time of registration. The fee gives students “day one” access to course resources, including ebooks, and in some courses an online lab through Canvas. This fee is course specific and listed on the Student Data Sheet. To see a complete list of courses with Course Fees go the Tuition and Fees web page.


The travel allowance is $357 per semester (2023-2024)  This allowance include costs for operating and maintaining a vehicle which is used to trans­port the student to and from school, but not for the purchase of a vehicle. Each student’s cost may vary depending on how far and often they travel for class meetings. We recommend car-pooling as a means for reducing transportation costs. The amount is based on survey results which indicated the average MACC student travels 39 miles each week to attend classes; multiplied by 65 cents per mile, which is the State of Missouri mileage reimbursement rate.

Personal and Miscellaneous

The allowance for personal and miscellaneous expenses is $752 per semester (2023-2024). This category represents every other student expenses such as: cell phone, clothes, personal hygiene, entertainment, etc. It is the most variable and personal component of anyone’s budget. Personal spending can make or break a college budget! The most important thing is to set yourself an allowance, keep track of your expenses, and stick to your budget.