MACC’s Federal School Code is 002491.

Student financial aid programs are a valuable financial resource for eligible students to access postsecondary education; however families still are responsible for assisting with their students’ total educational costs.

Student financial aid is based on demonstrated financial need, academic achievement, ability or academic major.

Financial need is calculated by a standard federal formula:

Estimated Cost of Attendance – Expected Family Contribution (EFC) = Financial Need

Your cost of attendance includes tuition, fees, room and board, books and supplies and other school-related expenses.

Your Expected Family Contribution (EFC) is the number that’s used to determine your eligibility for federal student financial aid. This number results from the financial information you provided in your FAFSA application. Your EFC is reported to you on your Student Aid Report* (SAR). Your EFC is not the amount you must pay your school.

Some financial aid programs base awards on academic achievement, abilities (like athletic or artistic talents) or your academic major. Eligibility for each of these programs normally is based on standards determined by the school, a state agency or a private organization.

YES! Tuition and fees are due by the first day of classes each semester, so the deadline you should adhere to is: “AS SOON AS POSSIBLE.” If you need financial aid to help you pay for your college expenses (tuition, fees, books, housing, meals, etc.), then it is in your best interest to complete all applications as soon as possible.

Financial aid cannot be processed if you miss deadlines; therefore, you must review the financial aid programs and apply timely.

Most financial aid programs cannot be processed during the last week of a semester. Applications and supporting documents must be submitted BEFORE the last week of a semester.

The last day to complete a FAFSA for the summer semester is June 30.  You must complete the 2021-2022 FAFSA for the 2022 summer semester. 

If financial aid eligibility cannot be determined while you are enrolled, you may be charged a late payment fee, be dropped from your classes, or both, per the institution’s policy for non-payment.

MACC uses a Cost of Attendance (COA) to calculate student financial aid. The COA is a reasonable estimate of the cost of attending MACC. This is not the amount you owe the college. To help you calculate your direct charges owed to MACC we have created an Estimated Cost Worksheet below. Please note, an official bill will be mailed to you from the MACC Business Office.

The Cost of Attendance (COA) is the maximum amount of aid a student may receive from all types of aid combined. The Financial Aid Office establishes standard student budgets (also known as the COA) each year as a basis for awarding financial aid funds. These budgets reflect typical “modest but adequate” expense patterns of Moberly Area Community College students based on survey results. While actual expenses will vary based on each student’s lifestyle and level of enrollment, the estimated costs used in the cost of attendance should assist students with planning their own budgets. We strongly recommend each student to create a modest and conservative budget and stick to it. The four C’s – cars, clothes, credit cards, and calls – can bust your budget! Remember this quote: “It is better to live ‘like a college’ student while you’re in college, than after you graduate.”

The components of the MACC Cost of Attendance (COA) are described below:

Fees and Tuition

The fees and tuition component used in the COA is based on the average costs for a typical MACC student, using the average of the in-seat, hybrid and online course rates. The actual costs a student incurs will vary depending on their enrollment choices. A list of current fees and tuition for all MACC courses and students are available from the Business Office, and may be found online here: Tuition and Fees. Fees and Tuition rates are set by the Board of Trustees every year and are subject to change.

Housing and Meals (also known as “Room and Board”)

Unless a student has contracted housing and/or a meal plan with MACC, their housing is discretionary and costs can vary significantly based on their living arrangements and personal choices. We suggest each student carefully evaluates their costs incurred when choosing to live off-campus. If you live off-campus, you may save money by having roommates. Students who live at home and commute to campus will reduce housing and meal costs significantly. The housing and meals component of the COA will be based on information provided on the student’s FAFSA.

Independent students and Dependent students not living at home $4,268 per semester
Dependent students living at home $1,904 per semester
Students living in dorm with a meal plan $3,250 per semester

Books and Supplies

These costs vary by program, course load, and classes selected; based on survey data we estimate the books and supplies component to be $312 per semester.  MACC offers e-Books and other electronic resources for many classes. A Course Resource Fee is directly billed to students’ accounts at the time of registration. The fee gives students “day one” access to eResources, an eBook, and in some courses an online lab through Canvas. This fee is course specific and listed on the Student Data Sheet. To see a complete list of courses with Course Fees go the Fees and Tuition web page.


The travel allowance is $298 per semester (2022-2023) . This allowance include costs for operating and maintaining a vehicle which is used to trans­port the student to and from school, but not for the purchase of a vehicle. Each student’s cost may vary depending on how far and often they travel for class meetings. We recommend car-pooling as a means for reducing transportation costs. The amount is based on survey results which indicated the average MACC student travels 38 miles each week to attend classes; multiplied by 49 cents per mile, which is the State of Missouri mileage reimbursement rate.

Personal and Miscellaneous

The allowance for personal and miscellaneous expenses is $696 per semester (2022-2023). This category represents every other student expenses such as: cell phone, clothes, personal hygiene, entertainment, etc. It is the most variable and personal component of anyone’s budget. Personal spending can make or break a college budget! The most important thing is to set yourself an allowance, keep track of your expenses, and stick to your budget.