Cost of Attendance

MACC calculates student financial aid using a Cost of Attendance (COA), a reasonable estimate of the cost of attending MACC for one year. Students are assigned a financial aid COA based on several factors, including enrollment, residency, dependency, and housing status, as reported on the FAFSA. 

Please note that the COA is not the amount you owe the college. To help you calculate your direct charges owed to MACC, you may review the Tuition and Fees page; additionally, you will find up-to-date information about MACC’s housing and meal plan costs here. Please note that communications regarding your bill will be sent to you by the MACC Business Office.

 We have created an Estimated Cost Worksheet below to help you understand all the components of the cost of attendance. 

2025-2026 Estimated Cost Worksheet

2026-2027 Estimated Cost Worksheet

The Cost of Attendance (COA) is the maximum amount of aid a student may receive from all combined sources of financial assistance. The Financial Aid Office establishes standard student budgets (also known as the COA) each year as the basis for awarding financial aid. Based on survey results, these budgets reflect typical “modest but adequate” expense patterns of Moberly Area Community College students. While actual expenses will vary based on each student’s lifestyle and level of enrollment, the estimated costs in the cost of attendance should assist students in planning their budgets. We strongly recommend that each student create a modest and conservative budget and stick to it. The four C’s – cars, clothes, credit cards, and calls – can bust your budget! 

The components of the MACC Cost of Attendance (COA) are described below:

Tuition and Fees 

The tuition and fees component in the COA is based on the average costs for a typical MACC student, calculated as the average of the in-seat, hybrid, and online course rates. The actual costs a student incurs will vary depending on their enrollment choices. A list of current tuition and fees for all MACC courses and students is available from the Business Office and online at Tuition and Fees. Tuition and Fee rates are set by the Board of Trustees every year and are subject to change.   Adjustments will be made for lab fees associated with enrollment in Health Science, Veterinary Technology, and Aviation programs. 

Living Expenses (Housing and Food)

Unless a student has contracted housing and/or a meal plan with MACC, their housing is discretionary, and costs can vary significantly based on their living arrangements and personal choices. We suggest that each student carefully evaluate the costs of living off-campus. If you live off-campus, you may save money by having roommates. Students who live at home and commute to campus will significantly reduce housing and meal costs. The housing and food component of the COA will be based on information provided on the student’s FAFSA.

Books, Course Materials, Supplies, and Equipment

Transportation

The travel allowance is $325 per semester. This allowance includes costs for operating and maintaining a vehicle used to trans­port the student to and from school, but not for purchasing a car. Students’ personal expenses may vary depending on how far and often they travel for class meetings. We recommend car-pooling as a means for reducing transportation costs. The amount is based on survey results indicating that the average MACC student travels 39 miles per week to attend classes, multiplied by the State of Missouri mileage reimbursement rate of 65 cents per mile.

Personal and Miscellaneous

The allowance for personal and miscellaneous expenses is $805 per semester. This category covers all other student expenses, such as cell phones, clothes, personal hygiene, and entertainment. It is the most variable and personal component of anyone’s budget. Personal spending can make or break a college budget! The most important thing is to set an allowance, track your expenses, and stick to your budget.