Loan Repayment and Financial Literacy

Moberly Area Community College wants all of our students to be well informed regarding both borrowing and repaying student loans. We encourage our students to manage debt wisely. The Financial Aid Office offers assistance with money management. These services are open to all current and former students. Our staff is always willing to discuss any questions you may have about establishing good financial habits.

Exit Counseling for Student Borrowers:

Federal student loan borrowers must complete student loan exit counseling upon graduation, transfer to another institution, or when dropping to less than six hours of enrollment. A hold is placed on the student transcript that will be ended once the requirement is fulfilled. Online student loan exit counseling session MUST be completed. The link for online exit counseling is: You will need to log in using your Federal Student Aid FSA ID (the same FSA ID you used to complete your FAFSA). If you have not yet created your FSA ID, you may do so @

If you have any questions regarding student loan exit counseling requirement please contact us at:
Moberly Area Community College
Financial Aid
101 College Avenue
Moberly, MO 65270
660-263-4100 ext. 11477

National Student Loan Database System:

You can find information about all your student loans—Direct Loans, FFEL Program Loans, and Federal Perkins Loans—by accessing the Department of Education’s National Student Loan Data System at: or by calling toll-free (800)999-8219. You will need your FSA ID to access NSLDS. If you have not created one, you can do so at

Student Loan Repayment:

Are you having trouble repaying your student loans? You may be able to postpone your payments. You need to contact your loan servicer to see about applying for a deferment or forbearance. Please follow the link to get more information:

You may be able to change your payment amount on your student loan every month. There are options available for those who have a reduced income or may have a large amount of student loan debt. Click the link below to see if there are any repayment options that may work better for you if you qualify:

Do you have a large amount of student loan debt? Maybe you have loans from different schools that have different servicers. If you are making more than one payment on your student loans every month, student loan consolidation might be an option for you. Follow the link below for more information on student loan consolidation:

If you work in certain kinds of teaching or public service fields, there are possible forgiveness programs. You must meet certain qualifications to have your loan balance forgiven. You can find more information at the following link:

In the case of death or total and permanent disability, a student’s loan debt could be discharged. Please refer to the following link for more information on how to apply:

Financial Literacy:

Do you need help with money management? Visit our Cash Course website at:

Take a look around. The information here will help you make informed financial decisions throughout your college years and into your professional life.