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Dental Insurance

MACC has dental insurance coverage available to eligible employees.

As of July 1, 2019, our dental coverage is with United Healthcare. There are two options, the Base plan and the Buy up plan. The Base plan includes coverage for exams, cleanings, x-rays, and fillings with no deductible. The Buy up plan covers the same services as the Base plan, plus coverage for Basic and Major services. A $50 annual per person deductible (maximum of $150 per family) applies to basic and major services. Coverage and claim information can be found at www.myuhc.com.

 

  2019 Monthly Premiums
United Healthcare PPO 30 Network
 
    Base
Plan
Buy up
Plan
  Individual Coverage $14.62  $51.22
  Individual/Spouse $29.22  $102.87
  Individual/Child $33.44  $110.87
  Individual/Family $50.54  $170.03

 

As of January 1, 2015, our dental coverage is with Cigna using the Cigna DPPO dental network. Preventive services such as exams and cleanings are covered at 100% with no deductible. Basic services are covered at 80%. Major services are covered at 50%. There is no waiting period unless enrolling after initial eligibility, then 0/6/12 month waiting periods will apply. A $50 annual per person deductible (maximum of $150 per family) applies to basic and major services. Coverage and claim information can be found at www.mycigna.com.

 

  2017 & 2018 Monthly Premiums
  Individual Coverage $43.77
  Individual/Spouse $91.10
  Individual/Child $88.81
  Individual/Family $136.76

 

  2016 Monthly Premiums
  Individual Coverage $39.80
  Individual/Spouse $82.82
  Individual/Child $80.74
  Individual/Family $124.34

 

  2015 Monthly Premiums
  Individual Coverage $36.17
  Individual/Spouse $75.29
  Individual/Child $73.40
  Individual/Family $113.03

 

  2014 Monthly Premiums
  Individual Coverage $33.16
  Individual/Spouse $69.03
  Individual/Child $67.29
  Individual/Family $103.65

 

  2013 Monthly Premiums
  Individual Coverage $30.99
  Individual/Spouse $64.51
  Individual/Child $62.89
  Individual/Family $96.87

 

  2012 Monthly Premiums
  Individual Coverage $36.70
  Individual/Spouse $73.48
  Individual/Child $73.29
  Individual/Family $112.21

 

  2011 Monthly Premiums
  Individual Coverage $32.77
  Individual/Spouse $65.61
  Individual/Child $65.44
  Individual/Family $100.19

 

  2010 Monthly Premiums
  Individual Coverage $28.25
  Individual/Spouse $56.56
  Individual/Child $56.41
  Individual/Family $86.37