The Net Price Calculator is a tool that can help you estimate the cost of attending Moberly Area Community College and the federal financial aid a student may be eligible to receive at MACC for one year.
Please visit our Cost of Attendance page for more information about the cost of attending MACC for one year.
Please note: the Net Price Calculator provides an estimate only and is not a guarantee of financial aid.
MACC uses a Cost of Attendance (COA) to calculate student financial aid. The COA is a reasonable estimate of the cost of attending MACC for one year. Students are assigned a financial aid COA based on several factors, including enrollment and residency, as well as dependency status and housing status, as reported on the FAFSA.
Please note, the COA is not the amount you owe the college. To help you calculate your direct charges owed to MACC you may review the Tuition and Fees page. Please note, communication about your bill will be sent to you from the MACC Business Office.
To help you understand all components of the cost of attendance, we have created an Estimated Cost Worksheet below.
2023-2024 Estimated Cost Worksheet
The Cost of Attendance (COA) is the maximum amount of aid a student may receive from all types of aid combined. The Financial Aid Office establishes standard student budgets (also known as the COA) each year as a basis for awarding financial aid funds. These budgets reflect typical “modest but adequate” expense patterns of Moberly Area Community College students based on survey results. While actual expenses will vary based on each student’s lifestyle and level of enrollment, the estimated costs used in the cost of attendance should assist students with planning their own budgets. We strongly recommend each student to create a modest and conservative budget and stick to it. The four C’s – cars, clothes, credit cards, and calls – can bust your budget!
The components of the MACC Cost of Attendance (COA) are described below:
The tuition and fees component used in the COA is based on the average costs for a typical MACC student, using the average of the in-seat, hybrid and online course rates. The actual costs a student incurs will vary depending on their enrollment choices. A list of current tuition and fees for all MACC courses and students are available from the Business Office, and may be found online here: Tuition and Fees. Tuition and Fee rates are set by the Board of Trustees every year and are subject to change.
Unless a student has contracted housing and/or a meal plan with MACC, their housing is discretionary and costs can vary significantly based on their living arrangements and personal choices. We suggest each student carefully evaluates their costs incurred when choosing to live off-campus. If you live off-campus, you may save money by having roommates. Students who live at home and commute to campus will reduce housing and meal costs significantly. The housing and meals component of the COA will be based on information provided on the student’s FAFSA.
| 2023-2024 | ||
|---|---|---|
| Independent students and Dependent students not living at home | $4,772 per semester | |
| Dependent students living at home | $2,000 per semester | |
| Students living in dorm with a meal plan Dorm is $1,750 and meal plan is $2,000 for 19 meals; there is an additional $208 allowance included in the COA for 2 additional meals per week (not included in meal plan), allowing for a total of 21 meals per week. | $3,958 per semester | |
These costs vary by program, course load, and classes selected; based on survey data we estimate the books and supplies component to be $436 per semester. MACC offers e-Books and other electronic resources for many classes. A Course Fee is directly billed to students’ accounts at the time of registration. The fee gives students “day one” access to course resources, including ebooks, and in some courses an online lab through Canvas. This fee is course specific and listed on the Student Data Sheet. To see a complete list of courses with Course Fees go the Tuition and Fees web page.
The travel allowance is $357 per semester (2023-2024) This allowance include costs for operating and maintaining a vehicle which is used to transport the student to and from school, but not for the purchase of a vehicle. Each student’s cost may vary depending on how far and often they travel for class meetings. We recommend car-pooling as a means for reducing transportation costs. The amount is based on survey results which indicated the average MACC student travels 39 miles each week to attend classes; multiplied by 65 cents per mile, which is the State of Missouri mileage reimbursement rate.
The allowance for personal and miscellaneous expenses is $752 per semester (2023-2024). This category represents every other student expenses such as: cell phone, clothes, personal hygiene, entertainment, etc. It is the most variable and personal component of anyone’s budget. Personal spending can make or break a college budget! The most important thing is to set yourself an allowance, keep track of your expenses, and stick to your budget.
Federal and State financial aid program are available to assist you with your program costs if you choose to student abroad. You must meet the general eligibility requirement, including being degree seeking at MACC and the courses must be required for your declared degree. Please read on to learn more about the process.
The first step in the application process is completing the Free Application for Federal Student Aid (FAFSA). FAFSA applications are available online here. You will need to have copies of your most recent Federal Tax Form available to answer some of the questions – OR – you may utilize the IRS Data Retrieval Tool to import your tax information directly into your FAFSA. We strongly recommend submitting the FAFSA if you have not done so already. The information you submit on your FAFSA will determine the amount and types of Federal and State financial aid you might be eligible to receive. Student loans, scholarships, and A+ require additional applications which are available in the Financial Aid Office and online at Financial Aid Forms
Financial aid is available in the form of grants, scholarships and loans. Eligibility for each program can be based on differing criteria. Check with the Financial Aid Office if you have specific questions regarding eligibility criteria.
Federal Pell Grant
Federal Supplemental Education Opportunity Grant (SEOG)
Federal Direct Student Loans (Subsidized, Unsubsidized & PLUS)
Access Missouri Grant
Bright Flight (Missouri)
A+ Program
MACC Institutional Scholarships
Other Private Scholarships/Resources/Loans
The Cost of Attendance (COA) is an estimate of your educational expenses for the period of enrollment. The COA for the Semester Abroad Program will include the costs to the visiting college/university, MACC tuition and fees and reasonably estimated costs for airfare, passport fees, meals and personal and miscellaneous expenses. A copy of the COA is available on the Financial Aid Forms page, under the Semester Abroad section, for your review. The total financial aid you may receive cannot exceed the COA.
Please note: The amount of funds available through federal, state and institutional resource may not be sufficient to cover the entire COA and the COA may not cover your actual expenses.
Federal Direct Student Loans are available to students participating in the Semester Abroad Program. If you have never borrowed a student loan while attending MACC, you must first complete student loan entrance counseling. Loan counseling will explain, in detail, your rights and responsibilities and the terms and conditions of the Federal Student Loan Program. Loan counseling must be complete prior to processing a loan application. The loan applications are available in the Financial Aid Office. The amount you can borrow will depend on your COA, your college grade level, your dependency status and the amount of other aid you are expected to receive during the period of enrollment. Below are examples of maximum loan amounts you may be eligible to receive. The amounts listed are annual loan limits.
If you choose to borrow the maximum amounts for the fall semester, you will not have any remaining loan eligibility for your spring semester.
Grade Level | Dependent* | Independent** |
| Freshman (0-29 hours) | $3,500 + $2,000 | $3,500 + $6,000 |
| Sophomore (30 or more hours) | $4,500 + $2,000 | $4,500 + $6,000 |
Parents of dependent students may also apply for a PLUS loan to pay the expenses. The amount of the PLUS loan can be equal to the entire COA, minus any other financial aid received. PLUS loans require a credit check from the bank; if a parent is denied a PLUS loan, the dependent student may be eligible to borrow from the additional Unsubsidized Loan. For more information about this option, please contact the Financial Aid Office.
Once your financial aid offer is complete, you will be sent an aid offer letter to inform you of the types and amounts of aid you are eligible to receive. If you commit to the Semester Abroad program and apply for student loans to help pay your expenses, your loan disbursement should occur shortly after the semester begins, at which time the Business Office will issue you the credit balance (within 14 days after they receive the disbursement) if one occurs on your student account. We will make every attempt to have the disbursement of student loans released prior to your departure. Refund checks due to you after you depart for England will mailed to an address specified by you on a check routing form, available in the Financial Aid Office. You must complete this form prior to departure.
Important Note:
Financial Aid WILL NOT be available to you at the time the program’s costs are due and airfare is purchased. However, we will make every attempt to work with you if you have applied/secured financial aid from resources that are administered by the MACC. Upon disbursement of your financial aid, all charges made to the college must be satisfied first (before a refund is issued to you). If your financial aid is not processed, we suggest looking into other resources such as borrowing the money from a relative, friend, or lending institution and repaying the source from which you originally received the money when your financial aid is processed and fully disbursed.
Also, financial aid can only be awarded for courses required for your declared academic program at MACC. Your academic progress and the courses in which you enroll and/or drop will impact your financial aid eligibility.
Should you have any questions about financial aid, you may contact the Financial Aid Office at
(660) 263-4100 extension 11237.
