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Student Consumer Information
This MACC web portal provides a single access point for information on the institution, financial assistance, scholarship fraud, graduation rates, athletic participation, campus security, student rights and responsibilities, and the Family Educational Rights and Privacy Act at Moberly Area Community College.
Notice of availability of institutional and financial aid information: If MACC is your choice for fulfilling a college career and a rewarding future, you should not be held back because of limited funds. MACC believes all students who qualify for admission should have equal access to its programs through financial aid. Although primary financial responsibility for your education rests with you and your family, Moberly Area Community College will do its best to bridge the gap between what it costs and what you can afford to pay. Financial Aid at MACC is available in the form of grants, loans, work-study, scholarships or a combination of these. Most financial assistance is awarded to students who can demonstrate financial need, but specific awards may have additional eligibility requirements. To be eligible for financial aid, the applicant must have been accepted for admission or already be enrolled at the College, and meet the financial requirements as established by the College.
Contact information for assistance in obtaining institutional or financial aid information: The Financial Aid Office is located in the Andrew Komar Jr. Hall on the Moberly campus. The office hours are 7:30 a.m. to 6:00 p.m., Monday through Thursday and 7:30 a.m. to 5:00 p.m. on Friday. If you have any questions, please contact us at: (660) 263-4100 ext.11301 or (800) 622-2070, ext.11301. The Student Services Office is located in Andrew Komar Jr. Hall on the Moberly campus. The office ours are 7:30 a.m. to 9:00 p.m. Monday through Thursday and 7:30 a.m. to 5:00 p.m. on Friday. If you have any questions, please contact us at: (660) 263-4110 x 11270, or (800) 622-2070, ext. 11270. General Institutional Information
Family Educational Rights and Privacy Act (FERPA):
In carrying out their assigned responsibilities, many offices at the Moberly Area Community College collect and maintain information about students. Although these records belong to the college, both MACC policy and federal law accord students a number of rights concerning these records. The Federal Family Educational Rights and Privacy Act of 1974, commonly known as FERPA, established the regulations regarding access to and disclosure of student records. To fulfill FERPA requirements, the college has established policies regarding student records. These policies outline a student’s rights regarding his/her records, such as where records about the student may be kept and maintained, what kinds of information are in those records, the conditions under which the student or another party may have access to information in those records, and what action a student can take if it is believed that the information in his/her record is inaccurate or that the student’s rights have been compromised. The policies regarding student records are on the web at: http://www.macc.edu/images/stories/financialaid/documents/FERPA.pdf
Services for Students with Disabilities: The Office of Access and ADA Services offers services for MACC students who have disabilities in order to ensure access and equal opportunity for all students to pursue their educational goals. Eligible students may register for services with our office, and we will develop a plan with each student for reasonable and appropriate accommodations related to their individual disabilities. For more information: http://www.macc.edu/index.php/services/access-office
Adult Education and Literacy (AEL) Program/GED Test Preparation Center: Moberly Area Community College has offered free Adult Education and Literacy (AEL) classes for several decades. AEL provides a flexible classroom setting where adults who are at least 16 years of age have the opportunity to learn at their own pace. ABE offers individualized learning assistance for a variety of interests. Many students who participate in the ABE program are preparing for the General Education Development (GED) test. Other students may receive instruction in English as a Second Language (ESL), and others may brush up on their academic or everyday living skills. This program is free to the student and is funded by state and federal government. For more information: http://www.macc.edu/index.php/aelhome.
Class offerings: MACC has hundreds of courses at dozens times and delivered in formats that are perfect for your life. Make sure to meet with an advisor to ensure you are on the right track for your degree program. A current list of class offerings here: http://www.macc.edu/index.php/programs/course-offerings
Student Diversity: One of MACC’s strengths is the diversity of our student body. The most recent MACC student profile report can be accessed here: http://www.macc.edu/images/stories/aboutmacc/Summer_2011_Student_Profile.pdf
Price of Attendance: For a complete listing of MACC tuition and fees, see: http://www.macc.edu/index.php/admissions/fees-and-tuition.
Net Price Calculator: Planning and financing your college education is as easy as 1-2-3. Moberly Area Community College is pleased to provide a net price calculator as a guide for early financial planning for college. The net price calculator is a tool for students and parents to use to get an estimate of what it may cost to attend Moberly Area Community College each year. Click here for the Net Price Calculator: http://my.macc.edu/ics/Admissions/Admissions_Homepage.jnz?portlet=Net_Price_Calculator
Tuition Refund Policy:
College Policy requires fees and tuition to be paid in full on or before the first day of semester unless the student has guaranteed financial aid on the system. Tuition and fees may be refunded/reduced according to the MACC policy, which can be accessed here: http://www.macc.edu/index.php/refund-information
Requirements for official withdrawal from Class(es):
A student is expected to complete the official withdrawal procedures in the event he or she wishes to drop a class. Failing to attend a class or calling the college does not constitute an official withdrawal. Complete instructions on how to officially withdrawal from class(es) are available in the college catalog and online at: http://www.macc.edu/index.php/registration-a-refund
Recalculation of financial aid after withdrawal: The federal government mandates that students who withdraw from all classes may only keep the financial aid they have "earned" up to the time of withdrawal. Title IV funds that were disbursed in excess of the earned amount must be returned by MACC and/or the student to the federal government. This situation could result in the student owing aid funds to MACC, the government, or both. For a complete version of this policy and an example of the Refund to Federal Aid computation, see: http://www.macc.edu/images/stories/financialaid/documents/R2T4_policy.pdf
Textbook Information: The MACC Bookstore provides a list of the textbooks for all classes each semester. To access the booklist, click here: http://www.macc.edu/index.php/macc-book-list
Descriptions of Educational Programs:
Information about MACC’s academic programs, degree offerings, and plans for future programs is available from the Student Services Office or on the web at: http://www.macc.edu/index.php/programs/degree-programs
Instructional Facilities:
A website can never convey the feel of actually being on a campus, so we invite you to visit any of the six MACC Campuses to find out what we’re really all about! To set up an appointment, contact: http://www.macc.edu/index.php/locations/campus-visits
Faculty:
Effective instruction is the passion of MACC faculty. For a complete listing of faculty and staff: http://www.macc.edu/index.php/directory/employee-directory
Transfer of credit policies:
Transfer credit from any post-secondary institution will be considered if regional, national, professional and/or specialized accreditation has been awarded and recognized by the U.S. Secretary of Education or the Council for Higher Education Accreditation (CHEA). The Higher Education Directory (HED) lists the accredited, degree-granting institutions of post secondary education in the United States and its outlying areas. For more information: http://www.macc.edu/index.php/transfer-credit
Articulation Agreements:
Articulation agreements are partnerships between colleges that can help ensure that the classes you take at MACC will transfer to the school you want to attend next. These agreements are designed to build strong partnerships between community colleges and four-year institutions. For a list of colleges with which MACC has established articulation agreements: http://198.209.37.39/procman/?q=node/6
Accreditation Information:
Students may review copies of documents regarding entities that accredit, license, or approve the institution and its programs. Moberly Area Community College is accredited by the North Central Association of Colleges and Schools, Higher Learning Commission, 30 North LaSalle Street, Suite 2400, Chicago, IL 60602-2504. Tel: (800) 621-7440. http://www.macc.edu/images/stories/financialaid/documents/accreditation_consumer.pdf
Copyright Infringement—Policies and Sanctions:
Information about the college’s policies related to the use of copyright material can be found at: http://www.macc.edu/images/stories/financialaid/documents/copyright_consumer.pdf
Computer Use and File Sharing:
Computing resources are available to all members of the campus community for the purpose of supporting the educational mission of the College. Access to and use of Moberly Area Community College computing resources must accord with all local, state, federal and international laws and with College policies and procedures. To read the College policy, see: http://www.macc.edu/index.php/about-macc/computing-resource-policy
Student Activities:
In addition to Greyhound Basketball, MACC students have a number of campus organizations in which they can participate. A complete list is available here: http://www.macc.edu/index.php/about-macc/student-organizations
Career and Job Placement Services: The Career Center provides FREE services to anyone residing in Northeastern Missouri desiring career direction. See: http://www.macc.edu/index.php/career-placement
The Whistleblower Protection Act: The Whistleblower Protection Act (WPA) protects Federal employees and applicants for employment who lawfully disclose information they reasonably believe is a violation of laws, rules, or regulations, gross mismanagement, a gross waste of funds, an abuse of authority or a substantial and specific danger to public health and safety. For more information about the WPA see: http://www2.ed.gov/about/offices/list/oig/hotline.html#whistleblower1
Student Financial Assistance
Assistance Available from Federal, State, Local, and Institutional Programs:
MACC offers several institutional and endowment funded scholarship programs. In addition, MACC is authorized to participate in the Federal Pell Grant Program, the Federal Stafford Loan Program (Subsidized and Unsubsidized), the Federal College Work-Study, Federal Supplemental Education Opportunity Grant, Access Missouri Grant, Missouri A+ Scholarship, Marguerite Ross Barnett Scholarship, and Bright Flight. For a complete description of all programs see: http://www.macc.edu/index.php/types
Consequences of Drug Conviction While Receiving Federal Student Aid: If you have been convicted of possessing or selling illegal drugs, you may not be eligible to receive federal student aid. Even if you are not eligible for federal student aid, you may still be eligible for aid from your state or college. More information available at: http://www.macc.edu/images/stories/financialaid/documents/Federal_Student_Financial_Aid_Penalties_for_drug_violations.pdf
Financial Aid for Study Abroad:
Students enrolled in an MACC-sponsored study abroad program may apply for financial aid. For more specific information, see: http://www.macc.edu/images/stories/financialaid/documents/Semester_Abroad_Info_Sheet_2011.pdf
How to Apply for Financial Aid—including Student Loans:
Apply for a PIN number at www.pin.ed.gov to sign the FAFSA on the Web electronically, then complete the Free Application for Federal Student Aid (FAFSA) (http://www.fafsa.gov/) and list MACC’s federal school code, 002491, in step six (6) on the FAFSA. For more information: http://www.macc.edu/index.php/financial-aid-checklist
General Eligibility Requirements for Financial Aid:
Financial aid will not be processed if one or more of the above are not in compliance.
How Financial Aid Eligibility is Determined and Need-Based Aid is Awarded: Eligibility for the Federal Pell Grant and other need-based aid will be determined by evaluating several factors, including, but not limited to: the Expected Family Contribution (EFC) results from the current year’s FAFSA, the number of credit hours in which the student is enrolled for the current semester, and the amount of Federal Pell Grant funds that the student has previously received. http://www.macc.edu/index.php/faq-finaid
Estimated Costs for attending MACC: The Financial Aid Office establishes standard student budgets each year as a basis for awarding financial aid funds. These budgets reflect typical "modest but adequate" expense patterns of Moberly Area Community College students. While actual expenses will vary based on your lifestyle and level of enrollment, estimated costs should assist you in planning your own budget. http://www.macc.edu/index.php/faq-finaid
Initial Loan Counseling for Student Borrowers: ALL first-time borrowers at MACC must participate in an in-person student loan counseling session, dates and times are posted online at: http://www.macc.edu/index.php/component/content/article/58-financial-aid/763-student-loan-entrance-counseling. In addition, ALL first-time borrowers at MACC must complete online Student Loan Entrance Counseling. This may be completed online at: www.studentloans.gov.
Exit Counseling for Student Borrowers: All student loan borrowers are required to complete exit counseling before they withdraw, graduate or reduce their enrollment status to less than half time (less than six hours). MACC will notify loan borrowers of this requirement and will require Exit Counseling to be completed online at: www.studentloans.gov In addition, in-person exit counseling will be offered. Dates and times will be posted online at: http://www.macc.edu/index.php/component/content/article/58-financial-aid/763-student-loan-entrance-counseling.
Student Loan Postponing Payments Options:
If a student loan borrower experiences financial hardship, he or she may postpone student loan payments if he or she meets specific eligibility criteria. Postponement options are called deferment of forbearance. More information may be obtained here: http://www2.ed.gov/offices/OSFAP/DirectLoan/postpone.html
Code of Conduct for Student Loans:
The college adheres to a code of conduct regarding relationships with providers of private educational loans. See: http://www.macc.edu/index.php/student-loan-code-of-conduct
Preferred Lender List: Moberly Area Community College does not have Preferred Lender Arrangements.
The Student Loan Ombudsman The Federal Student Aid Ombudsman Group is where individuals can turn after trying other ways to resolve a federal student aid dispute. Assistance request are generated from phone calls, letters and e-mails, and are classified as either general assistance or research problem assistance. Click here to learn more about ombudsman principles.
Rights and Responsibilities of Financial Aid RecipientsSatisfactory Academic Progress: Moberly Area Community College students receiving federal financial aid are required to meet Satisfactory Academic Progress (SAP) standards, according to federal and state laws and regulations. Satisfactory Academic Progress is the term used to denote a student’s successful completion of course work toward a degree. Students must maintain specific academic progress requirements in order to be eligible for financial aid. See: http://www.macc.edu/images/stories/financialaid/documents/Satisfactory_Academic_Guideline.pdf.
Method and Frequency of Disbursements: Financial aid is disbursed (released) to students in different ways depending on the type of aid and other factors. In general, the Business Office credits your financial aid to your student account as it is received by the college. Any and all monies received will be applied to your student account first to pay all outstanding charges. Federal Pell Grant funds are disbursed at approximately the midpoint of the semester. Federal Direct Loan funds are issued in payments called “disbursements.” Disbursements usually occur on the 30th day of each semester. Single-semester loans will disburse in two equal installments. The first disbursement will be no sooner than the 30th day of the semester for which you are applying. The second disbursement will be no sooner than the midpoint of the semester for which you are applying. The Financial Aid Office will notify you in writing of your expected loan disbursement and refund dates. Be aware that Pell Grant funds usually post to your student account after your loan disbursements. If you receive aid in excess of your charges, the Business Office will issue a refund check for the credit balance within fourteen days after your charges are paid in full.
Terms/Conditions of Financial Aid Employment: The Federal College Work-Study Program (CWSP) provides on-campus jobs for qualified students. Students are hired in offices, maintenance, the library, Learning Center Tutors, and as various faculty aids. Federal College Work Study jobs pay minimum wage. MACC may arrange jobs on campus or at a non-profit organization off campus. Eligible students may be employed but are limited to an average of ten to 19.75 hours per week. A student must have a valid Student Aid Report (SAR) on file to be considered. Students interested in participating in this program should contact the Financial Aid Office for an application and a list of current openings. Please see the Student's Guide to the Federal Work-Study Program for all eligibility requirements and application procedures at: http://www.macc.edu/index.php/types/college-workstudy
National Student Loan Database System: You can find information about all your student loans—Direct Loans, FFEL Program Loans, and Federal Perkins Loans—by accessing the Department of Education’s National Student Loan Data System at: www.nslds.ed.gov or by calling toll-free (800)999-8219. You will need your federal student aid (FAFSA) PIN to access NSLDS.
Terms of Student Loans, Including Necessity of Repayment and Sample Repayment Schedule:
Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education (the Department), though the entity you deal with, your loan servicer, can be a private business. Student loans are a debt which must be repaid. You can find more information about student loans and a sample repayment schedule: http://www2.ed.gov/offices/OSFAP/DirectLoan/student.html
Repayment Policy (Return of Title IV Aid): The federal government mandates that students who withdraw from all classes may only keep the financial aid (federal Title IV grant and loan assistance) they have “earned” up to the time of withdrawal. Funds that were disbursed in excess of the earned amount must be returned by the college and/or the student to the federal government. http://www.macc.edu/images/stories/financialaid/documents/R2T4_policy.pdf
Concerns about financial aid fraud: On Nov. 5, 2000, Congress passed the College Scholarship Fraud Prevention Act to enhance protection against fraud in student financial assistance by establishing stricter sentencing guidelines for criminal financial aid fraud. If you believe you’ve been the victim of scholarship fraud, wish to file a complaint, or want more information, call: (877) FTC-HELP or see: https://www.consumer.ftc.gov/articles/0082-scholarship-and-financial-aid-scams. According to the Federal Trade Commission, perpetrators of financial aid fraud often use the following lines to sell their scholarship services. Therefore students should avoid any scholarship service or website that states one or all of the following: • “This scholarship is guaranteed or your money back.” • “You can’t get this information anywhere else.” • “I just need your credit card or bank account number to hold this scholarship.” • “We’ll do all the work.” • “This scholarship will cost some money.” • “You’ve been selected by a ‘national foundation’ to receive a scholarship” or “You’re a finalist” in a contest you never entered.
Student Outcomes
Graduation and Retention Rates: Moberly Area Community College is committed to providing a learning environment and support system that encourage students to achieve their educational goals. Whether a student is engaged in a single course or a full program of study, MACC is dedicated to student success. For a complete report of graduation and retention rates, see: http://nces.ed.gov/collegenavigator/?q=moberly+area+community+college&s=MO&id=178448#retgrad
Graduation and Retention Rates for Student Athletes:
This information must be provided to student-athletes, their parents, high school coaches, and guidance counselors when an athletically related student aid offer is made.
Employment for Graduates:
Available information about job placement rates and the types of employment obtained by MACC graduates may be obtained from: http://www.macc.edu/images/stories/aboutmacc/macc_placement_survey_and_satisfaction_data.pdf
Athletic Program Participation & Financial Support:
In order for a student to achieve to his/her greatest potential, regular attendance in all classes is necessary. Since Moberly Area Community College provides athletic scholarships to several young men and women, it is expected that they exert every effort to achieve to their academic potential. Therefore, guidelines for class attendance and academic progress will be followed. A copy of the Athletic Scholarship Recipient Class Attendance and Academic Progress Guidelines is attached to every athletic scholarship agreement.
As part of The Equity in Athletics Disclosure Act, information on annual participation rates and financing of men’s and women’s sports in intercollegiate athletic programs is available by request to students and the general public. http://www.macc.edu/index.php/institutional-data-stats/672 For more information, contact the Athletic Department at: 101 College Avenue Phone: 660-263-4100 x11505
Additional Graduation and Transfer-Out Information is available at: http://www.macc.edu/index.php/institutional-data-stats
Voter Registration:
Missouri residents can access the forms necessary to register to vote at: http://www.sos.mo.gov/elections/goVoteMissouri/register.aspx
Campus Safety and Security:
Each year, Moberly Area Community College prepares a campus security report. The campus security report includes statistics for the previous three years concerning certain crimes reported to have occurred on campus, in off-campus buildings, and property owned or controlled by MACC, as well as public property within or immediately adjacent to and accessible from, the campus. The report also includes institutional policies concerning crime prevention and the reporting of crimes. Information regarding public safety may be obtained from the MACC Security Office, located in the Student Services Office, Andrew Komar, Jr. Hall, on the Moberly campus, or by calling (660)263-4100, extension 11247. Crime statistics for all campuses of MACC for the past three calendar years are available on the MACC website at www.macc.edu/index.php/crime-stats.
Timely Warning Policy:
Moberly Area Community College will follow the conditions of the Jeanne Cleary Act regarding the issue of timely warnings concerning crimes, reported to MACC Security or local law enforcement. Please subscribe to our text-messaging system for sending notifications to your mobile phone about "emergencies" on campus (i.e., classes cancelled because of snow, security incidences, etc.) All students, faculty and staff should use e2campus.
Missing Student Policy:
Moberly Area Community College will follow the conditions of the Jeanne Cleary Act regarding issues of a missing student. For a complete copy of this policy, see: http://www.macc.edu/index.php/missing-student-policy.
Vaccination Policy:
Much publicity and concern have arisen during the past several years about college students contracting meningitis, although the disease is considered rare. Students living in residence halls may have a slightly higher risk of contracting meningitis. The American College Health Association states that all college students should consider vaccination to reduce their risk. Students should consult their family doctor or area health clinic for more information and recommendations. All students who reside in MACC’s residence halls must show proof of meningitis vaccination or sign a waiver of liability.
Drug and Alcohol Policy: Moberly Area Community College is committed to the education and development of students, faculty and staff regarding drug and alcohol use. It is the intent and obligation of the College to provide a drug/alcohol-free, healthful, safe, and secure environment. For the entire text of this policy, see: http://www.macc.edu/images/stories/financialaid/documents/drug_alcohol.pdf.
Nondiscrimination Policy Statement: Moberly Area Community College is committed to a policy of nondiscrimination on the basis of race, color, national origin, gender, disability, age, marital or parental status, religion, genetics, ancestry, or veteran status in admissions, educational programs, activities, and employment. Inquiries concerning Section 504 of the Rehabilitation Act of 1973, which guarantees access to education regardless of disability, should be directed to:
Cate Cooper, Coordinator of Access and ADA Services
All other inquiries concerning nondiscrimination, including equal opportunity and Title IX, should be directed to one of the following people:
Dr. Jeff Lashley, Vice President for Instruction
Patricia Twaddle, Director of Career and Placement Services
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