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MACC Benefits Summary

The following is a listing of employee benefits offered to full time employees at Moberly Area Community College. Additional information is provided in the MACC Policy Handbook.

A full-time employee is defined as an employee with a full-time teaching load or working a minimum of a 37 1/2 hour week for at least 9 1/4 months per year.

BenefitEligibility Effective Brief Description of Benefit
Tuition Waiver Beginning of semester after commencement of employment

Full-time employees and their spouses may attend up to nine hours of developmental and college classes per semester with a waiver of incidental fees and tuition, technology fee, and student activity/support services fee, on a space available basis with the approval of the employee's supervisor/dean. The cost of books, supplies, and laboratory fees is the responsibility of the individual. Online and hybrid courses contain additional per credit hour fees, which will be the responsibility of the individual.

Dependents of full-time employees may attend up to 12 credit hours of developmental and college-credit courses per semester with a waiver of incidental fees and tuition, technology fee, and student activity/support services fee. The cost of books, supplies, and laboratory fees is the responsibility of the individual. Online and hybrid courses contain additional per credit hour fees, which will be the responsibility of the individual. Dependents are those members of the employee’s family meeting the IRS definition of a dependent. Dependents using this benefit must meet federal academic progress guidelines.

After two consecutive years of employment

Reimbursement up to $150 per credit hour is available for up to 6 credit hours per academic year of college coursework beyond the Associate's or Bachelor's Degree. Some restrictions apply.

Employee Assistance Program (EAP) Upon employment

The EAP is a free and confidential service designed to help employees and families with personal or work/life balance issues. Common issues include: stress management, depression or anxiety, relationship problems, chemical dependency, domestic violence, career frustration, elder care resources, financial concerns, legal assistance, nutrition/health, etc. Call toll free 800.832.8302 or 314.845.8302.

Health Insurance 1st of the month after commencement of employment

Major medical coverage is available for full-time employees and is effective on the first day of the month following full-time employment. This coverage is currently provided by a self-funded plan, the Moberly Area Community College Health Plan, which utilizes the HealthLink Open Access III provider network. Two options are available: the Base Plan or the HSA plan. On the Base plan, the copay for an in-network office visit is $30 HMO, $40 PPO; copay for an in-network specialist is $30 HMO, $40 PPO;--no referral needed. Copayments for prescriptions are $15 for generics, $25 for brand names, and $40 for non-formulary medications. The HSA plan is a high deductible plan with a health savings account. Once the deductible is met the plan pays 100%. For more information, see the applicable schedule of benefits.

Life Insurance (Basic) 1st of the month after commencement of employment

All Full-time employees are enrolled for a life insurance benefit of $20,000 and an accidental death and dismemberment benefit of $20,000.

Life Insurance (Voluntary)
1st of the month after commencement of employment

Full-time employees may elect coverage for additional life insurance benefits in $25,000 increments up to $150,000 guaranteed issue. Coverage may also be elected for up to $50,000 for a spouse and up to $10,000 for children.

Long-term Disability 1st of the month after commencement of employment

Full-time employees may elect coverage for full or partial disability lasting longer than 90 days.

Short-term Disability After first day of employment on completion of enrollment application

Employees may elect coverage through Aflac that pays benefits for full or partial disability lasting less than 90 days.

Dental Insurance 1st of the month after commencement of employment

Full-time employees and their families may elect coverage provided by Assurant Employee Benefits. Preventative services are covered at 100% of UCR, Basic and major services are covered at 80% and 50% respectively, with a $50 per year, per person deductible (maximum deductible of $150 per family).

Vision Insurance 1st of the month after commencement of employment

Full-time employees and their families may elect coverage provided by Assurant Employee Benefits. When utilizing the VSP Signature network, the plan pays for eye exams and glasses with $10 copays for each. Out of network services are reimbursed up to specified limits. Contact lenses, including the exam, are reimbursed up to $120 out of network, $130 in network, every 12 months.

Long-Term Care Insurance 1st of the month after policy is issued, after 6 months of employment

Full-time employees and their families may elect a coverage plan provided through LTC Financial Partners, LLC, the policies are underwritten by United of Omaha Insurance Company. For an overview and explanation of our Long-Term Care Benefit view our online newsletter – Long-Term Care Today.

Accident Insurance After first day of employment on completion of enrollment application

This is an accident only insurance policy providing limited benefits. For covered accidental injuries, fixed benefits are paid directly to you regardless of any other coverage you may have. Coverage is provided by Aflac.

Critical Illness Insurance After first day of employment on completion of enrollment application

This insurance pays a fixed benefit upon initial diagnosis of a covered critical illness up to $50,000, depending on the amount of coverage elected. Coverage is provided by Aflac.

Hospital Indemnity Insurance After first day of employment on completion of enrollment application

This insurance provides benefits for hospital admissions/confinements, emergency room visits, out-of-hospital prescription drug, and well-baby care. Coverage is provided by Aflac.

Flex Plan 1st of the month after commencement of employment

There are three components to this "cafeteria plan." Participation in this plan allows the College to provide a non-taxable benefit through salary reduction within the meaning of Section 125 of the Internal Revenue Code for eligible group health insurance premiums, health savings account and/or flexible spending account for eligible medical expenses, and dependent care reimbursement up to the limits defined by the IRS.

Retirement Program Upon employment

All full-time staff are covered by either the Public School Retirement System of Missouri (PSRS) or the Public Education Employee Retirement System of Missouri (PEERS).

Additionally, employees participate in the Medicare and social security programs as follows:

Certified Staff

Public School Retirement (14.5% pre-tax deduction)

Medicare (1.45%)

   

Part-time
Certified Staff

Public School Retirement (9.67% pre-tax deduction)

Social Security (6.2%)

Medicare (1.45%)

   

Other Eligible Staff (Non-teaching)

Public Education Employee Retirement (6.86% pre-tax deduction)

Social Security (6.2%)

Medicare (1.45%)

These employee deductions are matched by the college.

Tax Sheltered Annuity Upon employment

Employees working on a regular basis are eligible to purchase a TSA (tax sheltered annuity) and make contributions pursuant to a salary reduction agreement, as defined in Section 403(b) of the Internal Revenue Code.

Medical Leave After 1st month of employment

Employees accrue 1 1/3 sick days per month to a maximum of 72 days. Sick leave may be granted for the employee and immediate family, and may be taken in half hour increments. "Immediate family" is defined as spouse, children, parents, grandparents, grandchildren, brother, sister, mother-in-law, father-in-law, son-in-law, daughter-in-law, brother-in-law, and sister-in-law.

Medical Leave Pool After 1 year of employment and donation of sick day

Provides eligible employees up to 15 days of salary continuation for qualifying medical leaves. See the full policy for donating to and requesting leave from the pool.

Family Medical Leave After 12 months and 1,250 hours of employment

MACC complies with federal and state law allowing up to 12 weeks leave for birth or adoption of a child, for a serious health condition of the employee or to care for a family member with a serious health condition, any qualifying exigency arising out of the fact that the employee's spouse, son, daughter, or parent is a covered military member on "covered active duty;" or up to twenty-six workweeks of leave during a single 12-month period to care for a covered servicemember with a serious injury or illness if the eligible employee is the servicemember's spouse, son, daughter, parent, or next of kin (military caregiver leave).

Personal Leave After 1st month of employment

Three sick days may be used as personal days each fiscal year. Personal leave may be requested due to inclement weather as well as for personal business. Personal leave may be taken in half hour increments.

Vacation 11 1/2 months after commencement of employment

All full-time, 12 month employees are entitled to 5 days of vacation upon employment (must meet conditions) and 10 paid vacation days after 11 1/2 months of employment. One additional vacation day is added for each consecutive year of service beyond 5 consecutive years, up to 15 days. Up to 5 days may be carried over to the next year. Maximum possible vacation period is 4 weeks (20 days). Vacation leave may be requested in one hour increments.

Sabbatical Leave

On completion of a sequence of six full years of satisfactory professional services

The college also has a sabbatical leave policy that covers contracted staff certified under the Public School Retirement System.

Jury Duty Upon employment

Absence is with pay for service on jury or as subpoenaed witness.

Military Leave Upon employment

Paid and unpaid time off and reinstatement according to federal and state law.

Holidays Upon employment

There are currently 11 designated paid holidays. These days are approved at the beginning of each college year.

Direct Deposit Upon employment

Direct deposit of earnings into personal checking or savings account.

Unemployment compensation Upon employment

Unemployment benefits as determined by the Missouri Department of Labor and Industrial Relations.

Workers' Compensation Upon employment

Coverage for medical expenses and partial compensation for loss of salary for absences from work arising from on-the-job injuries or occupational diseases.

Parking Upon employment

Full-time employees on the Main campus have reserved parking spaces.

Cultural Events Upon employment

Free admission to College events such as MACC Music Department concerts, MACC Drama Department performances, and regular season Greyhound/Lady Greyhound home basketball games. Through a partnership with the Moberly Area Council on the Arts, free admission to visual arts exhibits, films, and a performing arts series.

Recreational Facilities Upon employment

The Activity Center walking concourse, weight room, basketball court (when available), and intramural basketball leagues are available to full-time employees at no charge.

Library Upon employment

The collection is housed in the Kate Stamper Wilhite Library. Services are also available through the MOBIUS system.

MACC Bookstore Discount Upon employment

All employees of MACC receive a twenty percent (20%) discount on regularly priced items with the College name or logo sold in the campus bookstore.

MOST--Missouri's 529 College Savings Plan Upon employment

Employees working at least 20 hours per week on a regular basis are eligible to contribute to this college savings plan. For more information, visit their website at http://www.missourimost.org/emp

YMCA Membership Upon employment

Area YMCA's may offer discounted rates for membership fees, which can be conveniently deducted from paychecks.